While purchasing a standard tenant insurance policy, APOLLO offers the ability to add a roommate to your policy.
However, it can be a good idea for each roommate to purchase a policy in their own name to ensure they receive the appropriate coverage, so that they can find a personalized solution that works for them. For example, you may have a roommate who will require higher limits to ensure an expensive e-bike.
Similar to getting your own credit card to build a credit history, you'll also want to consider the importance of building up your own insurance history. This can help you get discounts on future insurance purchases, such as when you move to a new apartment or insure a new condo.
Looking to learn more? Read our article Are Roommates Covered by My Tenant Insurance Policy? for more information.