Special limits refer to the amount of money your insurance company will pay out for certain types of items. Make sure you check what these limits are, as they tend to differ between insurance companies.

Special limits mainly apply to the categories of Jewelry, Bicycles, Personal Computers, Animals/Birds/Fish, Money/Gift Cards, Securities, Utility Trailers, Spare Auto Parts, Coin/ Stamp Collections, Collectable Cards, Comics and Freezer Food Spoilage.

We've simplified our online purchase journey to include standard options. But that doesn't mean you don't have the option to customize your policy! Once you've purchased your coverage, feel free to reach out through our Contact Us page. You'll be able to personalize your policy further by purchasing additional coverage for the special limits you need at an additional premium.