When purchasing your policy, APOLLO offers the ability to add a roommate to your policy.

However, it may be a good idea for each roommate to purchase their own policy to ensure they receive the appropriate coverage so that they can find a personalized solution that works for them. For example, you may have a roommate that will require higher limits to insure an expensive e-bike.

Similar to getting your own credit card to build a credit history, you'll also want to consider the importance of building up your own insurance history. This can help you get discounts on future insurance purchases, such as when you move to a new apartment, or insure a new condo.

With regards to your family, your tenant policy automatically covers common-law partners, spouses, and family members under your policy, provided they live in the insured residence.

Looking for more information? Read our article Are Roommates Covered by My Tenant Insurance Policy? for more information.