Enhanced water damage coverage: This coverage can protect you against losses caused by water damage that's not typically covered by standard policies, such as damage caused by flooding or sewer backup.

Increased contents insurance: If you have valuable possessions that are worth more than the standard contents coverage limit, you can opt to increase your coverage to ensure that you have adequate protection in case of loss or damage.

Additional living expenses: If you're unable to live in your rented space due to a covered loss, this coverage can help pay for the additional expenses you incur while temporarily living elsewhere, such as hotel bills or increased transportation costs.

Personal liability coverage: This coverage can protect you if you're held responsible for damage to someone else's property or if someone is injured while on your rented property. For example, if a guest slips and falls in your rented space and sues you for medical expenses, personal liability coverage can help cover the costs of the lawsuit.