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Does this policy cover all of my belongings no matter what happens?

Student tenant insurance covers a wide range of losses, but special limits and exclusions apply. Here's what to know.

Written by Celina De Bruge

Your APOLLO student tenant insurance policy covers your personal belongings in the event of covered losses like theft, fire, and water damage. But there are important limits and exclusions to be aware of.

Special Limits on Certain Items

High-value items like jewellery, laptops, and bicycles may have a maximum payout that's lower than their actual replacement value. Check your policy documents to understand the limits that apply to your specific items.

Your Deductible Applies

Any payout will have your deductible subtracted from it. If the damage is close to your deductible amount, it may not be worth filing a claim.

Some Events Aren't Covered

Student tenant policies exclude certain events such as earthquakes, overland flooding, and sewer back-up. Review your policy wording carefully so you know what protection you have.

Need Further Assistance? We're Here to Help

Should you require additional support or have any questions, reach out through our Contact Us page here.

We're here to ensure that your insurance experience is as smooth and convenient as possible.

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