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Can I get tenant insurance for a senior in an assisted living home?

Yes — seniors in assisted living facilities can and should have tenant insurance. Here's why it matters.

Written by Celina De Bruge

Yes — and It's an Important Protection

Seniors living in assisted living facilities, retirement homes, or long-term care facilities are still renters, and their personal belongings and personal liability are not covered by the facility's own insurance policy. Tenant insurance fills that gap.

What Does It Cover for Seniors?

  • Contents coverage — protects personal belongings like clothing, electronics, furniture, and jewellery from fire, theft, or other covered perils.

  • Personal liability — covers legal costs if a visitor is injured in the senior's room or living space.

  • Additional living expenses — if the unit becomes uninhabitable due to a covered loss, this helps cover temporary accommodation costs while repairs are made.

How to Get a Quote

Getting coverage is quick and easy. Visit apollocover.com to get a free quote online in minutes, or reach out through our Contact Us page and we'll be happy to help.

Need Further Assistance? We're Here to Help

We're here to ensure that your insurance experience is as smooth and convenient as possible.

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