APOLLO offers Comprehensive coverage, also known as All-Risk coverage, under its owner-occupied condo insurance policy.
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Comprehensive coverage is for your belongings in your unit, along with improvements and betterments made to your unit. This coverage protects you against losses from all events or risks, unless specifically excluded from your policy. For example, if your upstairs neighbor’s pipes burst and flood your living room, your insurance will cover the damage.
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Examples of events that are excluded are: Nuclear Incident, War, Terrorism, Contamination, Earthquake, Wear and Tear, etc.