Policies can be cancelled before the policy effective date, but a fee of up to $25 will be charged.

If you have an active policy and wish to cancel before 12 months, you will be subject to a short-rate cancellation fee. This fee varies depending on how many days the policy has been in force. The earlier the policy is cancelled, the higher the penalty will be.

Please note that fees and taxes are fully earned and non-refundable. The outstanding balance is due at the time of cancellation and will be charged to the card on file.

To ensure transparency, we provide our customers with the short-rate cancellation table in their policy documents under Table R7.

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We're here to ensure that your insurance experience is as smooth and convenient as possible.