Standard APOLLO tenant policies include a special limit for jewellery. This means that in the event of a covered claim — such as theft or fire — your payout for jewellery is capped at this amount, regardless of the total value of items lost. For many policyholders, this default limit may not be enough to cover engagement rings, luxury watches, or inherited pieces.

Log in to APOLLO's self-serve Customer Portal and select "Manage my Policy" to increase your jewellery limit. A small additional premium will apply based on the new coverage amount.

Before adjusting your limit, take stock of your jewellery's approximate replacement value. If you own particularly high-value individual pieces, consider whether a scheduled floater — separate listed coverage for a specific item — may be more appropriate. Reach out through our Contact Us page for guidance on the best option for your situation.

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